Financing Options


If you're like most people, you probably have a number of questions about LASIK and other eye procedures, especially about how to pay for the surgery. That's why Vance Thompson Vision offers the following easy payment options to make your laser or implant vision correction experience as smooth and affordable as possible.

At Vance Thompson Vision, we are committed to offering only the safest and most effective procedures available, while constantly staying on the cutting edge of laser and implant technology. As a result, the cost of our procedures may sometimes be greater than that of other centers not investing in the latest methods and technological advances.

Most insurance companies consider refractive surgery to be an elective procedure, so it is often not covered under basic health or vision plans. Since we feel that finances shouldn't stand in the way of clearer vision, Vance Thompson Vision has developed the following payment options to assist in making corrective surgery as affordable as possible.



Alphaeon Credit is a company that provides patients with a financing option for their LASIK or other elective procedures. Alphaeon features a Budget Pay Plan which sets a fixed monthly payments in addition to their Equal Pay Plan, and No Interest options. Alphaeon Credit has no up-front costs, no annual fees, and no pre-payment penalties.

Learn More



CareCredit is a company that provides patients with credit for their LASIK or other elective procedures, offering short-term, 0% interest payment plans and low-interest, extended payment plans. CareCredit has no up-front costs, no fees and no pre-payment penalties.

Learn More

Flex Plans

Flex Spending Plans and Health Savings Accounts: Flexible spending plans and Health savings accounts can be used to cover the costs of vision correction. Talk to your employer about setting aside money for you to put toward the costs of your surgery. It is a good idea to find out if you are a candidate before making such an election. We offer a Free Screening to make sure you are a candidate and to get a better idea of how much to set aside. Also, take a look at our Flex Spending Q&A. Tax Deductions: The IRS has declared laser eye surgery to be a valid medical expense, thus making it tax deductible. Vision Insurance: Some vision plans will cover some or all aspects of your laser eye surgery. Vance Thompson Vision can explore specific coverage options for you. Contact our office for details.

Making the Process Simple

Thank you for taking the time to review your payment options in advance of receiving care. We believe you'll find the process much simpler as a result. We are looking forward to helping you with all your vision correction needs. Under the No Interest Plans, each month you are required to pay the required minimum monthly payment, and to avoid interest, the promotional purchase must be paid in full within the promotional period. The amounts listed on your bill are the amounts to be paid if you choose to make equal monthly payments and take advantage of the promotion. Estimated monthly payments include interest.

Insurance Accepted

Please Note:

This list is not all inclusive. Please verify your coverage by calling the number on the back of your insurance card prior to your visit. If you do not see your insurance company listed here, please contact our business office at 605-361-3937. Patients should bring their current insurance card and the applicable co-payment for each office visit.

  • America's PPO
  • Blue Cross Blue Shield ND*
  • Blue Cross Blue Shield Essentia, Altru
  • Choice Care Network
  • Cigna Open Access Plus
  • Cigna PPO Plan
  • First Choice of the Midwest
  • HealthPartners
  • HealthPartners Medicare Replacement
  • IHS
  • Medica - Medica Choice, Medica Premier, Medica IFB, United HealthCare, ProNet, ProAmercia, SelectCare, LaborCare, and Prime Solutions.
  • Medicare
  • Medicare Supplements*
  • MultiPlan - Beech Street, Concentra, VIANT (medishare)
  • Mutual of Omaha (Supplement to Medicare)
  • ND Medicaid / Sanford Expansion Plan
  • Preferred One
  • PrimeWest
  • Sanford Health*
  • TLC Advantage
  • TricareWest Healthnet
  • United Healthcare
  • VA HealthNet vs local VA